QBE Small Group Insurance for SME Group Size from 1 to 14

QBE has finally launched its small group insurance for SME companies from 1 to 14 staff! From the looks of it, this plan seems to be able to "overthrow" many of their competitors in this heavily competitive employee benefits industry. In a nutshell, here are some of the product features:

• Essential Plan (that is what it is called), is positioned as a low cost group medical plan
• 6 Room & Board options to chose
• No health declaration form required (trust me, this is a BIG plus in this day & age of compliance and forms filling!)
• Pre-existing health condition is permanently excluded (terms & conditions apply)
• Various riders to chose from : KCT (Kidney & Cancer Treatment), Outpatient Panel Clinic, Outpatient Specialist, Dental, Deductible options.  
• Premium is based on average age and group size
• Panel TCM consultations is part of its outpatient plan
• Minimum premium is $200 per policy excluding GST
• Dental benefits has more coverage and higher limits than other insurers
• Insurance coverage till 72 (ANB) ~ Most small group plans are up to 66 (ANB)
• MRI/CT Scan/PET Scans are included in Specialist treatments ( Many insurers exclude this)
• Deductibles can be applied to reduce premiums 

So take advantage of the group rates if you are an owner of an up and coming SME and contact us for the details!

How To Retain Your Good Employees?

In today's world of labour scarcity, Human Resource Managers are really scratching their heads as to how they should be trying to keep their staff happy; and to add on to the daunting tasks, HR must also attempt to prevent the best ones from being poached by the company's competitors or having the employee leave to venture out on their own.

This is where Tokio Marine Life Insurance Singapore (TMLS) has developed a few programs to entice and encourage the employee to remain loyal to their bosses and continue to be employed in the company like the pioneer staff of yesteryear.

No, we are not going to give you the usual "Give your staff credit when it's due", nor are we going to tell you to "Treat your employees like how Google treats their people". We will also spare you the "Communicate & reward your staff" lecture and neither are you getting the "Give them ownership and listen to their feedback" sales pitch.

But if you seriously care and are curious to know how Tokio Marine has managed to convince so many of their corporate clients into going with the program....Contact us now! Do it now before your competitors find out the secret and apply it on YOUR people!

On a separate note, if you want some additional advice on your company's existing Group Insurance, this video might help

Looking For An Agent or Financial Adviser In Singapore Who Can Handle Your Company's Group Insurance ?

Ever tried to Google for a Financial Planner or Financial Planning Consultant who is experienced or well

versed in advising or handling your corporate or business insurance? You will probably end up at the insurer's website who will then re-direct you to their direct agents; some of whom are probably selected because of their good relation with the customer service personnel who took your enquiry.

Well, the fact that you are on this site, is because you have finally found an agent or some might call us a Financial Adviser who has loads of years of experience in handling group insurance claims and enquiries, as well as addressing questions on employee benefits in Singapore.

Whether your enquiry is on Group Hospital Surgical (GHS), Group Personal Accident (GPA), Group Term Life (GTL) plans and even if the policies are from AIA, QBE, Prudential, Great Eastern or TMLS (Tokio Marine), he has heard it all and will gladly advise you on what is needed and what is redundant.

Just give the agent a couple of minutes of your time to see why he has been well liked and sought after all these years.

Yes, there may be questions which even the most experienced financial planning consultant or manager may not be able to answer, but fret not, this agent will get back with a reply from the horse's mouth in a matter of days. SO stop entrusting  your company's welfare into the hands of an inexperienced newbie, but GET this Financial Adviser to give you a quote ASAP!

That's just the tip of the iceberg, What's more?  If you also have burning doubts on the following life insurance related matters and how they can complement your company's insurance, this financial adviser can clear the air with regards to:

* Regular Saving Programs
* Retirement Planning
* Wealth & Asset Management
* MEDISAVE Health Plans for the young and old
* TRAVEL, CAR, HOME & other General Insurance
* Medical Inpatient & Outpatient plans
* Long Term Care (Eldershield)


Still thinking? Contact HIM now and think at the same time!

Tokio Marine Life Singapore Branding Campaign

As we enter into the early hours of 12 Dec 2011, I just want to be the 1st to announce that Tokio Marine Life Singapore (TMLS) is starting their BRANDING campaign today!

Why? Simply, right up till today (or shall I say yesterday), most of the public does not know that TMLS has acquired Asia Life a couple of years back and is already one of the growing Life Insurance companies in Singapore. Since TMLS has been somewhat living in the shadows of its parent firm, Tokio Marine Group; many individual still assumes that the company does marine and general insurance only (most likely due to their name).

So today marks the day which Singapore will know Tokio Marine Life Singapore (TMLS) is not only in the life insurance business, but they market employee benefits (group insurance) for companies as well! So look out for their branding campaign running throughout the next 12 weeks on CNA and Channel 5 TV Commercials, MRT plying the NS and EW lines, taxi billboards and on the 15th December, TMLS will be shown for the entire run of the movie screening schedule of the blockbuster hit "Mission Impossible 4" @ Golden Village and Cathay Cinemas!

Maybe with all that hype and more recognitions to come, you might want to join us to understand what makes the company ticks and grow so quickly in this highly competitive arena of life insurance business! Feel free to find out more about us and even to start a career with us!