Who Do You Buy Your Personal Accident Insurance From?

Strangely enough, many individuals never spared a thought when it comes to purchasing of Personal Accident (PA) Insurance, maybe because the premiums are always in the miniscule range of S$10-15 per month. Ask yourself; how many times have you given in to "over the counter" bank staff, telemarketers promoting PA policies to you and won't take "No" for an answer?

However, do you even know what you have bought after that verbal commitment?  To make matter worse, what if there's a claim? Are you willing to be put on hold whilst doing a follow up on the status of your personal accident claim? Why not give that $10 per month to your insurance agent and let him/her do all that work for you and in fact give you the proper advice, rather than a telemarketer or bank teller, who is just "programmed" to sell and they are not even qualified nor trained in the insurance/financial industry! I asked some of my clients who bought such policies over the phone or through credit card companies why they did it and their reply? "It was such a small amount, so I didn't want to bother you!" Well to all my friends who are reading this, my answer to that is "Every drop makes an ocean" and I want to make sure you are wholly served by yours truly and not just on a partial basis, because if that happens, I only get a partial view of your financial situation.

OK, with that out of the picture..if you are looking for a real value for money personal accident plan in Singapore, I strongly recommend QBE PA Extra because they offer very good rates for high coverage and has loads of "freebies" thrown in with no deductibles.

Many people often think that the Australian based QBE handles mainly marine insurance, but didn't know that they do medical and personal accident policies as well. If you want to have more details on their PA plan, do visit this site for the brochure.

Insurance Agent Job In Singapore

I was asked the question today : Which Insurance company provides the BEST insurance agent job in Singapore? It made me wonder what is the "BEST" he was referring to :

Best Pay : A company which gives the best pay package to the insurance agent,  may be doing injustice to their clients, since a large portion will go to the marketing costs, whilst there are some insurance firms will simply be a scrooge to their insurance advisors, while attempting to reward their policyholders.

Best Training : I used to work for a top insurance company in Singapore and as an agent in the company, I felt that I had the best insurance agent job in Singapore, since it really provided us with loads of sales and product trainings, then I met many other insurance agents from other smaller insurers who did as well or better than me and I came to realise that providing the best training at work is like giving a child the best tutor, whether or not the person ends up being successful, depended greatly on his/her passion to succeed and their ability to seize every opportunity to learn and their openness to put their knowledge into practice.

Best IT/Admin Support : There was also a time in my young and restless days, I envied a competing insurance firm for their latest technology support to their insurance agents, but every time when it comes to the year end report of all insurance companies, the company of which I had the "best insurance agent job in Singapore" often came up tops! That once again sealed my belief that it was not the company, nor the training, nor the pay, BUT the people in the company and that was every individual insurance agent themselves who made the difference!

To the question : "Which Insurance company provides the BEST insurance agent job in Singapore?" The Answer:-There is no best because firstly it is YOU whom the clients buy and secondly, becoming an insurance agent is NOT a job, it's a lifestyle and a passion!

If you want to experience that passion, do drop by and find out more at this site.

Tokio Marine Life Singapore Branding Campaign

As we enter into the early hours of 12 Dec 2011, I just want to be the 1st to announce that Tokio Marine Life Singapore (TMLS) is starting their BRANDING campaign today!

Why? Simply, right up till today (or shall I say yesterday), most of the public does not know that TMLS has acquired Asia Life a couple of years back and is already one of the growing Life Insurance companies in Singapore. Since TMLS has been somewhat living in the shadows of its parent firm, Tokio Marine Group; many individual still assumes that the company does marine and general insurance only (most likely due to their name).

So today marks the day which Singapore will know Tokio Marine Life Singapore (TMLS) is not only in the life insurance business, but they market employee benefits (group insurance) for companies as well! So look out for their branding campaign running throughout the next 12 weeks on CNA and Channel 5 TV Commercials, MRT plying the NS and EW lines, taxi billboards and on the 15th December, TMLS will be shown for the entire run of the movie screening schedule of the blockbuster hit "Mission Impossible 4" @ Golden Village and Cathay Cinemas!

Maybe with all that hype and more recognitions to come, you might want to join us to understand what makes the company ticks and grow so quickly in this highly competitive arena of life insurance business! Feel free to find out more about us and even to start a career with us!