If you are interested, just call the number on the flyer.
AIG Premium Discount for Motor Vehicles Above 2000cc
AIG is coming on strong; this time supporting motor vehicles 2000 cc and above by giving a 10% discount on their premiums. Shall let the flyer do the talking.
If you are interested, just call the number on the flyer.
If you are interested, just call the number on the flyer.
TM Protect Cancer If You Want More Cancer Coverage
Concerned about the rising rate of Cancer incidents affecting many in Singapore? For those who still do not know, Cancer is the number one killer disease in Singapore. See this link.
That is why Tokio Marine Life Insurance Singapore has launched the TM Protect Cancer, which is a non-participating term plan that provides financial aid when one is diagnosed with early and advanced stage cancer, so you can stay 100% focused on recovery. This plan also provides a $5,000 death benefit.
This yearly renewable plan provides up to S$150,000 insurance coverage for cancer and is specially designed for adults between the ages of 30 and 65, with coverage extending until the age of 85.
The key features of the plan are:
That is why Tokio Marine Life Insurance Singapore has launched the TM Protect Cancer, which is a non-participating term plan that provides financial aid when one is diagnosed with early and advanced stage cancer, so you can stay 100% focused on recovery. This plan also provides a $5,000 death benefit.This yearly renewable plan provides up to S$150,000 insurance coverage for cancer and is specially designed for adults between the ages of 30 and 65, with coverage extending until the age of 85.
The key features of the plan are:
NTUC Enhanced Incomeshield Is Celebrating The Present By Protecting Your Future With CapitaVouchers !
Yes, you read it right! NTUC Income is giving CapitaVouchers when you sign up for an Enhanced Incomeshield policy with them from now till 31 December 2015.Terms & Conditions
1. Qualifying policies for this Promotion are for the new Enhanced IncomeShield policies (the “Qualifying Policies”).
For avoidance
of doubt, qualifying policies refer only to Enhanced IncomeShield main plans, and not riders.
2. Applications for the
Qualifying Policies must be submitted and received
by NTUC
Income from
10 May 2015 to 31 December 2015 (inclusive of both dates) (the
“Promotion Period”) and, if the applications are approved, the policies
must be issued not later than 29 February 2016 for
the customer to be eligible
fo the Promotion.
3. A customer who successfully signs
up for a Qualifying Policy will
be entitled to CapitaVoucher. The voucher amount depends
on the age of the insured
and the type of Qualifying Policy, as
well as, the net annual
premium amount of the main plan in the first year. The
net annual premium refers to
the premium (including GST) payable after any premium discount and MediShield Life premium subsidies/ rebates. The CapitaVoucher amount will depend
on the amount of the net annual
premium, rounded up to $5.
4. Customers are entitled to receive the vouchers only once upon the issuance of
the “Qualifying Policies”. Subsequent upgrade in plan, even if made during the Promotion Period, for such policies
will not entitle
the customers to any additional vouchers. For avoidance of doubt, customers with any IncomeShield
plan issued before the Promotion Period
whom subsequently upgrade their plan
during
the Promotion Period will not be entitled to any vouchers under this Promotion.
5. The first year premium for the Qualifying Policies must
be
paid and received by NTUC Income during the Promotion Period for a customer
to be eligible for this Promotion.
6. NTUC Income reserves
the right to demand
from the customer the full
value of the vouchers for Qualifying Policies which are issued but terminated
or lapsed within
6 months from the policy
issue date or cancelled during the free-look period by the customer and the customer
shall
immediately pay NTUC
Income such amount
demanded.
7. The vouchers must be collected within 1
month from the date of the redemption letter. The redemption letter will be mailed to customers at their registered address with NTUC Income. The vouchers are not exchangeable
for cash or any benefits-in-kind.
8. NTUC Income reserves the right to replace the vouchers with
items of similar value or change the terms and conditions for this Promotion at any time without prior notice to the customer.
9. This Promotion does not affect or change
any term of the policy contract for the Qualifying Policies
and is not valid in conjunction
with other incentives and promotions offered
by NTUC
Income. NTUC Income’s decision on all matters relating to this Promotion (including the issuance of
the vouchers) shall
be final, conclusive
and binding. No appeal
will be entertained.
10.Under no circumstance shall NTUC Income be liable to any customer
or party,
whether in contract
or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs
and expenses (including any special
or consequential damages or losses) in connection
with, related
to or resulting
from this Promotion, the vouchers and/or use of the vouchers.
11.Usage
of the vouchers is subject
to terms and conditions imposed by CapitaLand Mall Asia Limited.
12.No joint venture, sponsorship, tie up, agency or any other relationship
is intended or created
between NTUC Income, CapitaLand Mall
Asia Limited, hamper supplier, or manufacturer/merchant of
any replacement item(s). Neither
is this Promotion intended or deemed to be a connection with or use of the brand name of CapitaLand Mall Asia Limited, hamper supplier
or replacement item(s).
Short Term Endowment added into TM Nest Egg Series (8 years and 10 years)
- Premium Term of 2 years
- Guaranteed Annual Cash benefit payment from 2nd policy anniversary (8% of Sum Assured for Cashback 8; 10% of Sum Assured for Cashback 10)
- Last Entry Age : 70 ANB (Age Next Birthday)
- GIO (Guaranteed Issue Offer) or No Underwriting required
- Minimum Premium is $10,000
- There is surrender benefit after 1 year
- Your Gender & Smoking ability will not affect premiums, only Age matters
- No increase of Sum Assured is allowed once policy is incepted.
- Decrease in sum assured will be treated as a partial surrender
If you are interested to know more about the plan or to get one for yourself, do drop us a contact.
QBE Small Group Insurance for SME Group Size from 1 to 14
QBE has finally launched its small group insurance for SME companies from 1 to 14 staff! From the looks of it, this plan seems to be able to "overthrow" many of their competitors in this heavily competitive employee benefits industry. In a nutshell, here are some of the product features:
- Essential Plan (that is what it is called), is positioned as a low cost group medical plan
- 6 Room & Board options to chose
- No health declaration form required (trust me, this is a BIG plus in this day & age of compliance and forms filling!)
- Pre-existing health condition is permanently excluded (terms & conditions apply)
- Various riders to chose from : KCT (Kidney & Cancer Treatment), Outpatient Panel Clinic, Outpatient Specialist, Dental, Deductible options.
- Premium is based on average age and group size
- Panel TCM consultations is part of its outpatient plan
- Minimum premium is $200 per policy excluding GST
- Dental benefits has more coverage and higher limits than other insurers
- Insurance coverage till 72 (ANB) ~ Most small group plans are up to 66 (ANB)
- MRI/CT Scan/PET Scans are included in Specialist treatments ( Many insurers exclude this)
- Deductibles can be applied to reduce premiums
Tokio Marine Life Insurance Promotion 2015
Tokio Marine Life Insurance Singapore (TMLS) is having a promotion till December 2015 and for policies $200 per month and more, you will be given fabulous gifts and shopping vouchers! This is not a contest nor lucky draw. It is a confirmed giveaway, as long as you sign up for a policy based on the required premiums stated. (Which company doesn't want to be part of the SG50 Jubilee Celebration?)
The attached poster is self explanatory and no, you don't need to get the policies from a road show, just email us and we will help you get your dream product!
The attached poster is self explanatory and no, you don't need to get the policies from a road show, just email us and we will help you get your dream product!
Early Detection Critical Illness Policy from Tokio Marine Group
 |
| Product will Be Terminated from 29 Jan 2018 |
What is so special about TM Early Care?
- Extra 25% of Sum Assured will be paid out if Critical Illness happens before age 65 next birthday.
- Future premiums are waived if there's remaining coverage after early diagnosis of the critical illness.
- Extra payout will not reduce the Sum Assured (Early Stage Maximum Limit is $75,000) *
- Multiple claims for different critical illness or dread disease are allowed.
- Another Extra 20%, subject to a maximum limit of $25,000 can be paid out for the following 5 Special Benefits: (i) Diabetic Complications
(ii) Osteoporosis
(iii) Severe Rheumatoid Arthritis
(iv) Dengue Haemorrhagic Fever
(v) Breast Reconstructive Surgery following a Mastectomy
Payment of Dread Disease Benefit will not reduce the amount payable under Special Benefits - A Death Benefit of S$20,000 will be paid out in a lump sum regardless of the Sum Assured.
- A biennial cash benefit of S$100 is payable starting from the 2nd Policy Anniversary till the end of the coverage term, even when there are claims.
- Critical Illness Benefit or Special Benefit must have the client survive for 7 days from the date of diagnosis before being able to disburse payout to them
- Customer can buy from as young as age 1 till age 65 and coverage can be remain up till 85 age next birthday for the insured.
As at 08 January 2016, the Tokio Marine Group has launched another rider to assist in the recovery process if Cancer were to strike.
Subscribe to:
Posts (Atom)