What that means to you is that all those "non-guaranteed projections" which you often see in benefit illustrations will be vested and moved to the guaranteed column for the year 2012. Not many insurers are able to do that for 65 years!
Here's a screenshot of the report:
For those who love details, here's the pdf link:
So, if you are a Tokio Marine policyowner, start smiling...if you are not, what are you waiting for? Click the "Contact Us" button on the right!