Showing posts with label employee benefits. Show all posts
Showing posts with label employee benefits. Show all posts

QBE Small Group Insurance for SME Group Size from 1 to 14


QBE has finally launched its small group insurance for SME companies from 1 to 14 staff! From the looks of it, this plan seems to be able to "overthrow" many of their competitors in this heavily competitive employee benefits industry. In a nutshell, here are some of the product features:


  • Essential Plan (that is what it is called), is positioned as a low cost group medical plan
  • 6 Room & Board options to chose
  • No health declaration form required (trust me, this is a BIG plus in this day & age of compliance and forms filling!)
  • Pre-existing health condition is permanently excluded (terms & conditions apply)
  • Various riders to chose from : KCT (Kidney & Cancer Treatment), Outpatient Panel Clinic, Outpatient Specialist, Dental, Deductible options.  
  • Premium is based on average age and group size
  • Panel TCM consultations is part of its outpatient plan
  • Minimum premium is $200 per policy excluding GST
  • Dental benefits has more coverage and higher limits than other insurers
  • Insurance coverage till 72 (ANB) ~ Most small group plans are up to 66 (ANB)
  • MRI/CT Scan/PET Scans are included in Specialist treatments ( Many insurers exclude this)
  • Deductibles can be applied to reduce premiums 
So take advantage of the group rates if you are an owner of an up and coming SME and contact us for the details!

Looking For An Agent or Financial Adviser In Singapore Who Can Handle Your Company's Group Insurance ?

Ever tried to Google for a Financial Planner or Financial Planning Consultant who is experienced or well
versed in advising or handling your corporate or business insurance? You will probably end up at the insurer's website who will then re-direct you to their direct agents; some of whom are probably selected because of their good relation with the customer service personnel who took your enquiry.

Well, the fact that you are on this site, is because you have finally found an agent or some might call us a Financial Adviser who has loads of years of experience in handling group insurance claims and enquiries, as well as addressing questions on employee benefits in Singapore.

Whether your enquiry is on Group Hospital Surgical (GHS), Group Personal Accident (GPA), Group Term Life (GTL) plans and even if the policies are from AIA, QBE, Prudential, Great Eastern or TMLS (Tokio Marine), he has heard it all and will gladly advise you on what is needed and what is redundant.

Just give the agent a couple of minutes of your time to see why he has been well liked and sought after all these years.

Yes, there may be questions which even the most experienced financial planning consultant or manager may not be able to answer, but fret not, this agent will get back with a reply from the horse's mouth in a matter of days. SO stop entrusting  your company's welfare into the hands of an inexperienced newbie, but GET this Financial Adviser to give you a quote ASAP!

That's just the tip of the iceberg, What's more?  If you also have burning doubts on the following life insurance related matters and how they can complement your company's insurance, this financial adviser can clear the air with regards to:

* Regular Saving Programs
* Retirement Planning
* Wealth & Asset Management
* MEDISAVE Health Plans for the young and old
* TRAVEL, CAR, HOME & other General Insurance
* Medical Inpatient & Outpatient plans
* Long Term Care (Eldershield)


Still thinking? Contact HIM now and think at the same time!