Here's some benefits of the Home Contents Insurance (courtesy of Chubb Group of Insurance Companies):
In the unfortunate event that your cherished valuables are lost, stolen or damaged, the last thing you want to hear from your insurer is that they are not insured for their true value.
Chubb’s Masterpiece insurance is designed to provide the best protection available for your most valuable possessions, including:
- fine art/antiques
- jewellery
- wine collection
- rare books
- manuscripts
- silverware
- furs
- china and crystal
- musical instruments
- stamps and coins
- cameras
Masterpiece also offers you cover for your valuables that most standard insurers can’t match. Following are just some of the unique benefits of insuring your valuable articles with Masterpiece.
Itemised cover
This allows you to list items in your collection separately from your contents cover. This way each item you list will be insured for an amount determined by you.
Blanket cover
If you don’t want itemised cover, we can tailor a programme that covers every item under one blanket limit with specified limit per item. So if you have a loss, your valuable item/s will be replaced or repaired up to the insured limit.
Loss in market value cover
If a valuable with itemised cover is damaged and suffers a loss in market value as a result, Chubb will pay for the reduction in market value up to the insured amount.
Pairs and sets cover
Often valuable items form a part of a pair or set. With Masterpiece, if one piece of an itemised pair or set is lost or damaged, we will cover the replacement cost of the entire set. All we need is the remaining piece(s).
Automatic Coverage for New Acquired Items
With Masterpiece, immediate cover for newly acquired valuables is provided for up to 90 days, to a value up to 25% of your existing schedule of itemised valuables.
Optional cash settlement
In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash rather than replacing if it suits you better.
Worldwide cover
With Masterpiece your valuables are automatically covered wherever you take them in the world.