Showing posts with label TM Early Cover. Show all posts
Showing posts with label TM Early Cover. Show all posts

TM Early Cover To Replace TM Early Care From Tokio Marine Group For Critical Illness

TM Early CoverEarly detection for Critical Illness or Dread Disease has been the buzz word these days and insurance companies have been launching many plans to meet the demands and improving/ replacing existing early detection policies with new and better ones. , TM Early Care was not spared either. On 29 January 2018, it was replaced by TM Early Cover.


The differences between the 2 plans are not really significant, but let us share with you what are some of TM Early Cover's features:
  • 3 Coverage terms to age 70, to age 75 & to age 85 
  • Customer can buy from as young as age 1 till age 65 (Age Next Birthday).
  • Maximum Claim Limit per stage is $350,000 , compared to the old TM Early Care, which was $75,000 only.
  • However for TM Early Cover, each payout reduces the claim compared to the earlier plan, which does not.
  • Covers 36 Critical Illnesses (Terminal Illness has been added as a CI, whilst Angioplasty is now 1 of the special benefits)
  • Another Extra 20%, subject to a maximum limit of $25,000 can be paid out for the following 10 Special Benefits: