Launch of TM Legacy VIP

1 December 2011 marks a special day for Tokio Marine Life Singapore as it's the launch of their long awaited TM Legacy VIP!
TM Legacy VIP

TM Legacy VIP main features are :

  • Permanent high insurance cover for Family Financial Security
  • Immediate liquidity with a high cash value from day 1
  • Further asset accumulation through growth in your cash value
  • Equitable and positive estate distribution solution

Tokio Marine Life Insurance Singapore has also added the following features to make it more appealing to customers who used to get universal life plans as solutions :
  • You can buy this policy for kids as young as age 1 year old
  • Policy is dominated in S$, unlike TMLS's competitors marketing Universal Life policies, which are normally transacted in US$
  • TM Legacy VIP has Lifetime cover when compared against TMLS rivals, who normally markets term plans.
  • Policy loans up to 80% of cash value from day 1.
  • The policy pays out the higher of Guaranteed Death Benefit or Sum Assured + Bonuses (before age 100)



Who should buy?

  • Business Owners.
  • People who likes single premium products (calculated liability).
  • Those who wants high coverage from day 1 till age 100 and long period of guaranteed cash values.
  • Asset Owners who wants collateral for financial institutions.
  • Individuals who wants to leave behind charitable legacy.
  • Parents who wants to provide for estate equalization (ie: all their children will be left with some form of asset upon the demise of the parents, in the form of a business, property or simply cash).
  • Grandparents who wants to leave a legacy for their grandchildren.
  • For those who want S$ dominated policy
  • Companies who need Keyman Insurance





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